Insurance

how old are you? do you smoke? have any existing conditions? let's say you're in tip top shape...unfortunately, you're still probably not gonna find anything for less than $150/month.

 

i'm 28 non smoker..pay ~60 a month via unicare (saver 2000 program i think)..in texas

 

I sell insurance in NC. Where are you, Arkansas?

Two things you might wish to consider:

1. An HSA eligible health plan gives you a high deductible health plan without bells and whistles. The cost will be low and you can open a federally approved HSA account into which you can deposit tax-deductible money. If you have healthcare expenses, you can withdraw money tax-free from your HSA account to pay out of pocket expenses. If you are a single male who never consumes healthcare, an HSA plan would be very suitable. Monies in the HSA could be used over your lifetime to pay out of pocket medical expenses in a tax favored way. Once you drop the plan, though, you can no longer contribute money to the account.

2. If your company is going to get you some kind of group plan in the near future, look into Short Term Medical. It is less expensive. YOu can get it for up to a year on a month by month basis. You get great discount if you prepay your period. Here's one I've used in NC-- www.johnaldenstm.com

Again, I'm in NC and this stuff varies from state to state.

 

Google for insurance search engines. BTW, not having health insurance is a bit scary...

 

you gotta get that insurance that pays if you get hurt and miss work, so it won't hurt to miss work.