Any Insurance / Personal Injury specialists on this board?

On Thursday I was riding to dinner with my fiance and my new born, when another car coming in the opposite direction tried to turn onto a side street on our side of the road essentially causing a head on collision with us. Both of us were driving ~40 mph.

Alot of people keep asking me about lawyers, settlements, etc. and I wanted to see if anyone was a specialist in this area, and what the best course of action I should take is.

Here are the facts:
- I was driving my fiancee's car, and we each have separate full coverage policies on our own cars.
- I shatterred by leg in 2 spots, and also shattered my ankle.
- I have jet black bruises on ~20% of my body. My entire left forearm and basically 2 inches on either side of anywhere a seatbelt made contact with my chest / stomach.
-I have numerous cuts, scratches, gouges on my knees, legs, arms, hands and face.
- I was in the Hospital 3 days and had emergency surgery on my leg.
-My fiancee had similar bruises, and a cat scan, but was released the same day as the accident.
-Baby had no injuries.
-The other driver was 100% at fault and was ticketed by the police.
-The other driver had what appears to be minimum liability coverage.
- I will likely not be able to go to work for weeks, but can skate by working from home, but not at full capacity.
- I likely won't be able to walk for six weeks or so, although that is a total guess.
-My personal health insurance had already met its out of pocket max prior to the accident, so I was not financially impacted by the medical bills.

The firm that represents my health insurer to recover costs from the other driver's insurance company asked me if I had a lawyer, and had thought about a settlement, but wouldn't advise me on what to do.

I am unclear how any of this works and would appreciate any informed advice.