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How much do you pay for health insurance?

Discussion in 'BBS Hangout' started by downbytheriver, Jan 12, 2015.

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  1. downbytheriver

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    Family, individual , state of residence, even if it's covered by company etc.
     
  2. Jontro

    Jontro Member

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    My company covers mine... don't know how much though.
     
  3. Duncan McDonuts

    Duncan McDonuts Contributing Member

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    $130/mo with Humana, basic catastrophic plan.
    $20/mo for Delta Dental.
    Individual plan through the market.

    Young adult, healthy male, nonsmoker. Good enough for yearly wellness exams, moderate copay for office visits but I got friends to see if I really need to go to doctor.
     
  4. R0ckets03

    R0ckets03 Contributing Member

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    My f'n health insurance doubled this year!

    36, single and healthy. Non smoker. Houston.
    Monthly premium went from $140 to $320 including dental. BCBS.

    That's ridiculous! I thought the new Healthcare laws, if not bringing the premiums lower would at least hold it steady.
     
  5. downbytheriver

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    Yup, I had the same issue. I work out of state, rarely go to the doc, no meds. Have a bad back but deal with it.

    Family lives in Texas. Always paid out of pocket [my own boss]. Called and the guy kept saying ... well , it is 2015. It's 2015. It's 2015 and I can't tell you specifics but across the board people are seeing increases. Switching to someone who can atleast explain why I'm a sudden threat .
     
  6. Swish4fives

    Swish4fives Member

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    My company pays it for around 70/mo. Oxford health insurance. It doesn't save me any out of pocket unless I meet a $5000 deductible. If I meet the deductible it's a $20 copay for everything. Seems pretty pointless since I never go to doctor.
     
  7. Rockets Red Glare

    Rockets Red Glare Contributing Member

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    Family coverage, large company and I only pay a part of it (rest is provided by my company)- my part is a little over $700/month :eek::eek:
     
  8. jo mama

    jo mama Contributing Member

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    mine went from $220 to $330.
     
  9. DFWRocket

    DFWRocket Member

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    Family plan for 4 - about $750 a month, but I'm blessed that my job pays it 100%. I also have an HSA where they contribute $80 a month
     
  10. London'sBurning

    London'sBurning Contributing Member

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    For myself, like $22 bucks a month. Provides dental, vision and healthcare. It's from the hospital I work for. Quality of care has been good the times I've needed to use it.
     
  11. DCkid

    DCkid Contributing Member

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    $117/month
     
  12. HR Dept

    HR Dept Contributing Member

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    Give or take $350 a month for my daughter and myself. United Healthcare for health and vision, dental through Cigna. $600 deductible with an 80/20 split afterwards.

    With some first hand experience on healthcare negotiations between insurance companies and employers, I can say that it defintely helps to work for a profitable company that's willing to fight at the negotiation table and pay up when necessary. Gotta invest in your human capital.
     
  13. RocketBlood

    RocketBlood Contributing Member

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    Perfect thread.

    I got insurance meeting tomorrow at work. I always get lowest insurance available which has a $5k deductible for $212 a month. I am 32, single, healthy and non smoker. Only thing I use my insurance for the last few years is a yearly physicals besides that I never use it and rarely get sick. Oh vision is $12 a month and dental is $28 a month that I also have. Our dental insuarance is straight trash.
     
  14. K-Low_4_Prez

    K-Low_4_Prez Member

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    inb4 "Thanks Obama"
     
  15. SwoLy-D

    SwoLy-D Contributing Member

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    How about NONE OF YOUR BUSINESS?!?!? :eek:

    Not anymore. :p
     
  16. hotballa

    hotballa Contributing Member

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  17. moose

    moose Member

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    Family of 4, and we play close to 700/month. its BS.
     
  18. jtagtp

    jtagtp Member

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    Last year with Blue Cross Blue Shield I was paying over 800 for me and family. I work for a major oil company.

    This year switched plans but now have deductibles but still 400 a month.
     
  19. Rip Van Rocket

    Rip Van Rocket Contributing Member

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    I'm in the same boat. Went from 232 to 330. The worst part about it is the $6000 deductible. It doesn't seem like I'm getting very much for my money.
     
  20. Yonkers

    Yonkers Contributing Member

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    Family of 3 - $960/mo. Dental only for my son. HMO instead of PPO. But I did choose $0 deductible with 100% coinsurance so it's little more expensive. I think my wife is nearly half of that monthly. I know this because for a few months last year we had separate insurance through BCBS and hers was nearly as much as both my son and I together.
     

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