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[CREDIT CARDS] Can you have a negative balance?

Discussion in 'BBS Hangout' started by TexasStake, Jan 10, 2014.

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  1. TexasStake

    TexasStake Member

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    Ok so I've recently bought something on a credit card of $50. If I pay off my credit card down to a $0.00 balance and the company in which I spent the $50 at were to give me a refund of the $50, since I have a $0 credit card balance will the credit get rejected or will it show up at -$50.00 in my account?
     
    #1 TexasStake, Jan 10, 2014
  2. Blake

    Blake Member

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    yes it will show up as -50
     
    #2 Blake, Jan 10, 2014
  3. randomdude

    randomdude Member

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    Yes. It would show up as -$50
     
    #3 randomdude, Jan 10, 2014
  4. BigBird

    BigBird Member

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    it's like the bank owes you money. so it would be -50
     
    #4 BigBird, Jan 10, 2014
  5. MadMax

    MadMax Member

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    Also...it will be $-50
     
    #5 MadMax, Jan 10, 2014
  6. kevC

    kevC Member

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    Yes. -50 buckaroos.
     
    #6 kevC, Jan 10, 2014
  7. justtxyank

    justtxyank Member

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    No, the world will explode. Don't do it!
     
    #7 justtxyank, Jan 10, 2014
  8. LonghornFan

    LonghornFan Member

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    Are you an adult?
     
    #8 LonghornFan, Jan 10, 2014
  9. heypartner

    heypartner Member

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    And get this. If it went to your Checking Account it would show as +50.
     
    #9 heypartner, Jan 10, 2014
  10. Lil Pun

    Lil Pun Member

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    I had a negative balance on my Macy's card and after I didn't spend it in a few months they sent me a check for the amount.
     
    #10 Lil Pun, Jan 10, 2014
  11. HR Dept

    HR Dept Member

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    Cancel your credit card, and apply for new Driver License and Social Security numbers. It is likely that your info has been compromised and you are a victim of identity fraud. You may also want to consider temporarily changing your Clutchfans password to: 123456a.
     
    #11 HR Dept, Jan 10, 2014
  12. DFWRocket

    DFWRocket Member

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    and if you type google into google..you will break the internet
     
    #12 DFWRocket, Jan 10, 2014
  13. mrm32

    mrm32 Member

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    How can you spend -$50?
     
    #13 mrm32, Jan 10, 2014
  14. RocketBlood

    RocketBlood Member

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    You been scammed!
     
    #14 RocketBlood, Jan 10, 2014
  15. Haymitch

    Haymitch Custom Title

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    I work for a credit agency. Email me your credit card number, expiration date, and 3 digit security code. I'll help figure out what's going on.

    ....

    I saw the WTF thread title and I knew right away who the OP was.
     
    #15 Haymitch, Jan 10, 2014
  16. TexasStake

    TexasStake Member

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    believe it or not I asked this because maybe they didnt exactly understand my correctly but I called Chase about my CC and I was told you can't have a negative balance on your account. So I was utterly confused.
     
    #16 TexasStake, Jan 10, 2014
  17. Sajan

    Sajan Member

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    Yes. It would show up as -$50
     
    #17 Sajan, Jan 10, 2014
  18. DarkHorse

    DarkHorse Member

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    My Life, starring Michael Keaton and Nicole Kidman
     
    #18 DarkHorse, Jan 10, 2014
    1 person likes this.
  19. pippendagimp

    pippendagimp Member

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    it's actually a common practice to top-up your credit card if u want to use it for a large purchase that exceeds your credit limit…..ie. if u only have a $10k credit limit but need to pay for a $15k family excursion, then transfer $5k to the credit card acct in advance…..the balance would show up as -$5000
     
    #19 pippendagimp, Jan 10, 2014
  20. justtxyank

    justtxyank Member

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    Why...

    :confused:
     
    #20 justtxyank, Jan 10, 2014
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