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Best rewards credit card?

Discussion in 'BBS Hangout' started by thelasik, Mar 22, 2010.

  1. thelasik

    thelasik Contributing Member

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    I'm currently looking at the Chase Sapphire, but was wondering if you guys know of any better rewards cards out there?

    I don't carry a balance on my credit cards, so I might as well earn some rewards.
     
  2. R0ckets03

    R0ckets03 Contributing Member

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    Love Citibank American Airlines card. AA easily has the best mileage rewards when it comes time to redeem em.

    The only drawback, ****ties planes you can imagine.
     
  3. Xerobull

    Xerobull You son of a b!tch! I'm in!

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    If you shop Amazon a lot, the Amazon Visa is nice.
     
  4. xcrunner51

    xcrunner51 Contributing Member

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    Different strokes for different folks.

    I currently carry:

    Associated Bank Cash Rebate Visa - 5% back EDP* and 1% elsewhere
    Citi Forward - 5% back at restaurants and bookstores and 1% elsewhere.

    [EDP - Everyday purchases: gas, grocery stores and drugstores]

    Associated Bank is discontinuing the Cash Rebate card in a month so I'll probably ditch it.

    A great website for looking up features of different credit cards is:
    http://www.fatwallet.com/forums/finance/711457/

    If I actually spent a lot per year on CC's I'd probably get an Amex Blue Cash. After $6500 spent, everything over gets 5% EDP and 1.5% back on everything else. The only downside is that first $6500 only gets .5% back, so you really have to spend a lot to make it worth it.

    Other decent options are Schwab and Fidelity that have straight 2% cash back on everything cards that you link to your brokerage accounts.
     
  5. K LoLo

    K LoLo Member

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    I use an American Express Hilton Honor Rewards card.

    But its mostly because they give me double points when I use my card at their hotels, and we always stay in hiltons when we travel at work...so it is a lot of free points for me. And they also give me Continental miles every time I stay too.
     
  6. tested911

    tested911 Member

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    Discover - They had a great deal on Amazon this past Holiday %10 cash back.

    Amazon Visa - I do a lot of Amazon shopping.
    Amazon Store Card - Amazon offers great deal on 0% financing of products for 1-2 years.
     
  7. DaDakota

    DaDakota If you want to know, just ask!

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    I have two Citibank AA cards, one for home (groceries, gas, everything) and one for business.

    With travel and $$$ we spend each month I am only 200k miles from permanent platinum travel status and have over 500k miles in my account.

    Taking my family to Europe this summer first class...for free.....love the AA deals.

    DD
     
  8. R0ckets03

    R0ckets03 Contributing Member

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    ha...same here. one for business and one for personal use. i only earn my miles through spending and not actual traveling though. don't remember the last time i paid for a ticket to travel internationally. and i probably take 2 international trips a year.
     
  9. kaleidosky

    kaleidosky Your Tweety Bird dance just cost us a run

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  10. Ayo

    Ayo Member

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    I use "travel round the world" of CMBC. If you buy the family ticket, it will be 50% off.
     
  11. finalsbound

    finalsbound Contributing Member

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    I love my Chase Rewards card. I didn't even notice I was racking up points, and in about 6 or 7 months I was able to get $250 cash back.
     
  12. htownballa23

    htownballa23 Contributing Member

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    Schwab Invest First Visa - 2% cash back on everything.
     
  13. Asian Sensation

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    All I know is my Wells Fargo cc is garbage. It earns jack ****.
     
  14. ryan17wagner

    ryan17wagner Member

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    Chase Freedom MasterCard.

    I save 5% at any gas station and 1% on everything else. I've had it since 2001 and I've cleaned up very nice.
     
  15. clutch citizen

    clutch citizen Contributing Member

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    Count me in the Chase Freedom crowd.

    However, some of us who have had the card for a while have been getting letters from Chase saying the Freedom rewards program is changing to 'Ultimate Rewards' program.

    I just got this letter last week. I hate what Chase has done. They tout it as an 'upgrade,' but I prefer the Freedom Rewards Program.

    If any one here works at Chase and can help me keep my Freedom Rewards program, please let me know
     
  16. clutch citizen

    clutch citizen Contributing Member

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    Forgot to mention, the American Express Blue Cash Card is pretty good, too. I'm not sure what kind of credit score you need to get approved for Blue. Anyone know?
     
  17. Icehouse

    Icehouse Contributing Member

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  18. kikimama

    kikimama Member

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    I just got a costco membership american express card.
    * 3% cash back on gasoline (any, including Costco gas)
    * 3% cash back at all restaurants
    * 2% cash back on travel (airline, lodging, car rental, cruise line, travel agency and tour operators)
    * 1% cash back on everything else, including Costco

    How does this one stack up?
     
  19. ItsMyFault

    ItsMyFault Contributing Member

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    American Express blue usually has a bunch great rewards including airfare miles.
     
  20. wakkoman

    wakkoman Contributing Member

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    Fidelity AMEX gives 2% back on everything.

    I hate all of you with good reward cards. The better the rewards you get, the more it costs me to process your damn card.
     

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